Home Borrowing Home Loans FirstStart Home Loan
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First home buyers, check out our special offer below!

Variable rate home loan for First Home Buyers with plenty of benefits including:

  • discounted interest rate for the first 12 months
  • no monthly membership fee for 24 months
  • bonus $500 cash back
  • redraw option
  • we can lodge the First Home Buyers Grant application electronically on your behalf

Perfect for your first home.

For more information on what you are entitled to as a first home buyer, visit the Office of State Revenue website.

Apply Now Enquire Home Loan Key Facts Sheet
at a glance
Discounted Interest rate 1% off the standard variable rate for the first 12 months of the loan
Membership Fee Exemption Exempt from monthly membership fee for first 24 months of loan(Member Choice package)
Bonus Offer $500 cash back to spend however you like!
First Home Buyers Grant We can lodge the First Home Buyers Grant application electronically on your behalf and have funds available for settlement
Construction Purpose Loan is available to build your own home. Interest Only option exists during construction period
Fast loan approval + speedy documentation preparation Because we know you want to be able to move quickly with your property purchase
Pre-approval
available
Yes. Have loan approval ready before you negotiate the purchase of your first home
Split Loan option Yes. Loan can be split into fixed rate and variable rate portions
Additional + Lump Sum payments allowed Yes, free
Redraws allowed
Yes, in branch or online
Flexible repayments Yes. Pay weekly, fortnightly or monthly to suit your needs
Protected loan repayment option Yes, to cover yourself for unforeseen events
Home + Contents insurance Available through Summerland if required. Find out more
Internet Banking Makes it easy
Find out more about our Internet Banking
Interest rates
Current Interest Rates
Fees & Charges
Current Schedule of Fees & Charges

How to apply

Other information

This is general advice only and may not be right for you. Please read the Credit Guide before making decisions. Terms and conditions, fees and charges apply. Copies can be obtained from one of our branches or by calling our Support Centre on 1300 802 222.

 

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