Fixed Rate Loan

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Fixed Rate Loan

Allows you to fix the interest rate for a set period of time giving you certainty of your repayment commitments over the agreed period. This loan suits both owner-occupied borrowers as well as property investors.

Apply Now Enquire Home Loan Key Facts Sheet
at a glance

Fixed Rate Terms	Choice of 1 year to 5 year fixed rate periods
Fast loan approval + speedy documentation preparation	Because we know you want to be able to move quickly with your property purchase
Pre-approval available	Yes. Have loan approval ready before you negotiate the purchase of your new property
Split loan option	Yes. Loan can be split into fixed rate and variable rate portions
Additional + Lump Sum payments allowed	Yes
Flexible repayments	Yes. Pay weekly, fortnightly or monthly to suit your needs
Loan purpose	Fixed rate loans are available for both owner-occupied and investment properties
Interest Only option	Yes
Protected loan payment option	Yes, to cover yourself for unforeseen events
Home + Contents insurance	Available through Summerland if required. Find out more
Internet Banking	Makes it easy Find out more about our Internet Banking
Interest rates	Current Interest Rates
Fees & Charges	Current Schedule of Fees & Charges

How to apply

Call now on 1300 802 222
Drop in to any branch
Enquire here
Apply online
Download application form

Other information

This is general advice only and may not be right for you. Please read the Credit Guide before making decisions. Terms and conditions, fees and charges apply. Copies can be obtained from one of our branches or by calling our Support Centre on 1300 802 222.

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