 The Premium Home Loan is a variable rate loan that offers a range of features and benefits to suit your individual needs. The Premium Home Loan can be used to purchase your new home or investment property, carry out renovations on your home or refinance your current home or investment loan to Summerland Credit Union.
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 This is a Home Loan Product Specifically designed for first home buyers. This account is similar to our Home Loan Plus variable rate home loan except that we thought that first home buyers can do with a little more assistance.
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 The Mortgage Plus Home loan has the same characteristics as the Home Loan Plus account except that you will earn set-off interest on your savings account to the which the loan is linked.
What this means is that balance used for the calculation of interest on your loan account will be reduced by the balance of your savings account. This calculation is done daily.
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 If you have not yet been able to save a deposit for your first home, don’t despair. There may still be a solution for you without having to pay a hefty mortgage insurance premium. Mum and dad might be able to help if they are in a position to use the equity in their own home to bridge this deposit gap.
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 This is a variable rate home loan where the interest rate on the loan may vary during its term.
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