Summerland Credit Union

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Home arrow Loans arrow Why a Credit Union Loan?

 There are many reasons why you should take out one of our personalised loan products.....

  • We usually provided an answer within 24 hours of application being lodged.
  • Less chance of being gazumped.
  • Local knowledge - We understand the region and the market.
  • Branches in 13 convenient locations right across the Far North Coast.
  • No chance of documents being lost in a remote processing centre interstate or overseas.
  • Confidential handling of all information.
  • Documents are ready sooner.
  • Loans are ready to settle sooner.
Range of products including
  1. Fixed Rates
  2. Variable Rates
  3. Offset Loans
  4. Interest Only Loans
  5. Equity Loans
  6. Lo-Doc/No-Doc Loans
  7. Leasing
  8. Reverse Mortgages
For First Home Buyers
  • First Home Owners Grant - Summerland is a Participation Agent and will lodge your applications electronically meaning less hassle and the funds will be ready and available when it comes time to settle your first home purchase.
  • Interest Rate Discounts for first two years.
  • Waiver of usual establishment costs (excluding government charges)
  • No Deposit loan (Family Advantage Loan) where parents can help their children bridge the deposit gap by using equity in their own home, but only until the kids have attained 20% equity, then the parents are released.
  • We support the community and provide monetary, promotional or in kind support to over 180 local organisations, events and charities each year including $165,000 paid in Scholarships to Southern Cross University students since 1995. We employ local people, and use local providers eg; solicitors, valuers etc.
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