As a 100% customer-owned organisation, Summerland Credit Union operates by the values that are important to our customers and the greater community.
Open up a world of opportunities
Whether you’re a seasoned investor or thinking about investing for the first time, we offer flexible and tailored investment solutions to help you reach your financial goals. Our experienced and friendly local team is here to help, with personalised support and good old-fashioned customer service.
Competitive low interest rates
Expert guidance and friendly customer service
Repayment flexibility and redraw options
Fast approval process and pre-approval available
Pay off your loan sooner with no penalties
No hidden fees
Why Choose Summerland Bank?
We believe in a local and personalised kind of banking, one with your best interests at heart. With our competitive investment loans, experience the impact of clarity and peace of mind on your financial future.
Fast loan approval
With pre-approval and fast track options available, you can make purchasing decisions quickly and with certainty.
Tailored repayment options
Create a repayment schedule that works for you and allows you to make additional repayments, without the penalties or the stress of ongoing monthly fee s*.
See terms and conditions below*
No hidden fees
With a range of options including loans with no ongoing fees, enjoy the benefits of a loan that helps you get where you’re going, faster.
A lender you can trust
Providing a braver banking alternative since 1964, from our early days as a credit union, now to a purpose-driven and Certified B Corp bank, you can’t spell trust without us.
Personalised support
Either in store or online, our friendly and experienced local team can answer any questions you may have about our loans and how we can support you to realise your potential.
Online and digital banking
Giving you safe, secure and easy-access to your accounts on the go with our user-friendly app and innovative digital banking experience. Available for both iOS (Apple) and Android.
We make things simple for you
We understand how confusing it can be to navigate financing a big purchase. Let our experienced lenders take away the stress of applying for finance.
Apply online, or start a conversation with our lending specialists
Your lending specialist will carefully guide you through the application process, be prepared to share your goals and financial information so we can let you know your borrowing capacity.
Application and approval
Once you have provided us with your financial information and verification documents, we will have a decision back to you lightning quick! usually within 2 business days.
Loan acceptance and funding
We make the loan acceptance process quick and easy, ensuring you can access your loan funds in time for your big purchase!
The legal stuff
1. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
2. Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
3. Comparison rate is based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. Loan reverts to applicable variable rate on maturity of the fixed period.
Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.
Target market determination available on request at our branches.
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
Apply online
Get started online with your ID at the ready and a quick check of your personal details.
Contact us
Good old-fashioned customer service, the Summerland way.
Visit a branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.
Is there something else we can help you with?
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