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Looking for the best return for your money, then a Fixed Term Deposit(FTD) is right for you.
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| at a glance |
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| Investment term |
Terms from 1 month to 5 years |
| Amount to start |
Minimum deposit $1,000 |
| Competitive rates |
Competitive interest rates guaranteed for the term of your investment
Higher interest rates than transaction accounts
Guaranteed for the duration of the investment |
| Interest payment options |
Monthly interest option available for all terms
Interest can be paid directly to your transaction account |
| Protection |
Summerland deposit funds are protected by the Federal Government's 100% Deposit Guarantee* |
Interest rates
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Current Interest Rates |
Fees & Charges
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Current Schedule of Fees & Charges |
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Lifestyle Rewards FTD
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If you're aged 45 or over, you are eligible to join Lifestyle Rewards and earn above the standard interest rate on Fixed Term Deposits as well as receive great extra benefits.
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| Extra interest |
Interest rate 0.15%pa above the regular FTD rate (excludes Specials) |
| Extra discount plan |
Access to discounts at local retailers through our Discount Provider Program |
| Extra insurance discount |
10% discount on insurance products |
| Interest rates |
Current Interest Rates |
| Fees & Charges |
Current Schedule of Fees & Charges |
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 How to apply
Other information
This is general advice only and may not be right for you. Please read the Financial Services Guide & Product Information Booklet before making decisions. A copy can be obtained from one of our branches or by calling our Support Centre on 1300 802 222. *For amounts up to $1 million.
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Saving & Investing 
