Banking and loan products are issued by Summerland Financial Services Limited ABN 23 087 650 806 AFSL/Australian credit licence 239 238  trading as Summerland Bank. Terms, conditions, fees, charges and lending policies apply. Applications are subject to credit approval. Rates current as at 31 October 2023 and subject to change.

This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Insurance products are issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance (CGU). Conditions, limits and exclusions apply. Before buying this insurance, read the relevant PDS and consider whether it is right for you. The Target Market Determination is also available on request.