Internet Banking and some features of our app will be unavailable due to scheduled maintenance on Saturday 4 May from 10pm until 5 May, 6am.  Please accept our apologies for any inconvenience caused.

Scheduled maintenance:  Internet banking and mobile app will be taking a short nap for some sprucing up between 4 May from 10pm through to 6am on Sunday 5 May. Thanks for your patience!



Credit Cards

Card in hand and adventures planned with Summerland Bank.

Credit Cards

Card in hand and adventures planned with Summerland Bank.

You get the credit with Summerland

Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart. Offering rewarding benefits, flexible payment options, and security where you need it most, whether it’s once in a lifetime travel experiences or everyday essential purchases, we’ve got you covered.

Low Rate Credit Card

Access great introductory offers with Summerland Bank’s Low Rate Credit Card. Making your spending smarter than ever, and with your annual fee waived for the first 12 months, get to where you’re going sooner and with more money in your back pocket.

Rewards Credit Card

A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Every dollar spent on eligible spends,  brings you closer to incredible rewards, with points automatically converted to cash back that’s credited to your account monthly.

Why Summerland Bank

A thriving community is central to our vision and how we measure success. Summerland Bank is the people’s bank, serving our local community and together, making it stronger.

Low rates for maximum peace of mind

Owned by customers, operated by locals, driven by purpose. With competitive rates and a commitment to unparalleled and personalised customer service, you won’t regret a braver kind of banking.

Safe and secure

Rest easy knowing that your transactions are covered by a great level of confidentiality and security to better protect your financial wellbeing and peace of mind.

Tailored repayment options

Create a repayment schedule that works for you and allows you to keep your spending on track and in control of your financial future.

Friendly service

Either in store or online, our friendly and experienced local team can answer any questions you may have about our credit card products and how we can support you to realise your potential.

Ready to get started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.


Apply online

Get started online with your ID at the ready and a quick check of your personal details.

Contact us

Good old-fashioned customer service, the Summerland way.

Visit a branch

Find your closest Summerland Bank branch and our friendly local team will be ready to help.

Schedule a free call back

Choose a time that works for you and our local team will give you a call.

A branch representative will call you back