1. The comparison rate is based on a secured loan of $30,000 over 5 years. 2. The comparison rate is based on a secured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 3. Limited to cash held in a Summerland savings or fixed term deposit account. Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request. Target market determination available on request at our branches. Loans Fees & Charges