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It pays to do good. With Summerland Bank, access significant savings and lower rates on personal loans for eco-friendly purchases. Designed to help you make more conscious purchases, here are some key benefits of our Eco Personal Loan.
All interest rates
All loan options 
Features
More about our Eco Personal Loan
Lowest personal loan interest rate
Ability to make additional repayments on your schedule
No ongoing monthly loan fees
Fast loan approval and pre-approval available
Apply online or in a Summerland branch
Discounted setup fee
Ways to use your loan
Solar panel installation
Hybrid or electric vehicles
Water treatment/ recycling
Rainwater tanks
Xeriscaping and irrigation systems
Home insulation upgrades
Energy efficient glazing and awnings (window tinting)
Calculators & tools
Check with our calculators
Frequently asked questions
What is the maximum loan amount I can borrow?
How much you can borrow is typically referred to as your ‘borrowing power,’ and what that number is can be different for each and every customer. While we make the process as transparent as possible, these are a few of the things we take into account: your income, assets, expenses, loan duration, and the type of loan you’re interested in.
Are there any fees associated with the Eco personal loan?
Yes, there is a small establishment fee, but no ongoing monthly fees apply. See our loan fee schedule for more information.
How long does the loan approval process take?
We are not here to stall your dreams. Typically, loan pre-approval and approval processes take 1-2 business days so you can get to where you’re going, faster.
Application process
We make things simple for you
Apply online, or start a conversation with our lending specialists
Application and approval
Loan acceptance and funding
Compare personal loan options
Use our handy personal loan comparison table to compare loan rates, options and features side by side.
Compare now
Start your application today
Schedule a call with a lender
Schedule a call with a lender.
Choose a time that works for you and our local team will give you a call.
The legal stuff
1. The comparison rate is based on a secured loan of $30,000 over 5 years.
2. The comparison rate is based on a secured loan of $10,000 over 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. Limited to cash held in a Summerland savings or fixed term deposit account.
Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.
Target market determination available on request at our branches.