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Eco Personal Loan

You care about the environment, now be rewarded for it.

Eco Personal Loan

You care about the environment, now be rewarded for it.

It pays to do good

With Summerland Bank, access significant savings and lower rates on personal loans for eco-friendly purchases. Designed to help you make more conscious purchases, here are some key benefits of our Eco Personal Loan.


Variable rate

This flexible rate option supports more conscious purchases while ensuring you have the most competitive rate available.

9.61% p.a.

Comparison rate1

Taking into account any fees, rates and costs, compare products side by side to choose what’s best for you.

More about our Eco Personal Loan

All the bells and whistles.

Lowest personal loan interest rate

Ability to make additional repayments on your schedule

Discounted setup fee

No ongoing monthly loan fees

Fixed monthly repayments for maximum certainty

Apply online or in a Summerland branch

Fast loan approval and pre-approval available

Ways to use your loan

Want to use your loan for something not on the list? Ask about our Basic Personal Loan.

Solar panel installation

Hybrid or electric vehicles

Water treatment/ recycling

Rainwater tanks

Xeriscaping and irrigation systems

Home insulation upgrades

Energy efficient glazing and awnings (window tinting)

Eco Personal Loan

How much you can borrow is typically referred to as your ‘borrowing power,’ and what that number is can be different for each and every customer. While we make the process as transparent as possible, these are a few of the things we take into account: your income, assets, expenses, loan duration, and the type of loan you’re interested in.

Yes, there is a small establishment fee, but no ongoing monthly fees apply. See our loan fee schedule for more information.

We are not here to stall your dreams. Typically, loan pre-approval and approval processes take 1-2 business days so you can get to where you’re going, faster.

Making things simple with Summerland

We believe more conscious choices should be rewarded. With our Eco Personal Loan, experience hassle-free simplicity and together we can forge a more sustainable future.

Fast loan approval

The planet needs us to take action, fast! With pre-approval and fast track options available, you can make sustainable purchase decisions quickly and with certainty.

Tailored repayment options

Create a repayment schedule that works for you and allows you to make additional repayments, without the penalties or the stress of ongoing monthly fees.

Friendly service

Either in store or online, our friendly and experienced local team can answer any questions you may have about our loans and how we can support you to realise your potential.

Compare personal loan options

1. The comparison rate is based on a secured loan of $30,000 over 5 years.

2. The comparison rate is based on a secured loan of $10,000 over 3 years. 

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

3. Limited to cash held in a Summerland savings or fixed term deposit account. 

Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.

Target market determination available on request at our branches.

Loans Fees & Charges

Ready to get started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.


Apply online

Get started online with your ID at the ready and a quick check of your personal details.

Contact us

Good old-fashioned customer service, the Summerland way.

Visit a branch

Find your closest Summerland Bank branch and our friendly local team will be ready to help.

Is there something else we can help you with?

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