Personal Loans

Get to where you’re going, faster.

Personal Loans

Get to where you’re going, faster.

Your dreams, backed by us

No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential.

General Purpose Personal Loan

Keep things simple with a variable loan featuring generous redraw options and a low ongoing interest rate.

Car Loan

Cruise your way to a competitive loan rate, whether you’re in the market for a car or a boat, a bike or a float.

Equity Plus Personal Loan

A unique financing option, our quick and easy Equity Plus Personal Loan lets you use the value of your home for a personal loan at a reduced rate.

Eco Personal Loan

Significant savings and lower rates for eco-friendly purchases.

Compare Personal Loan Options

See how our competitive and low-rate personal loans compare and find the right one for you.

Why Choose Summerland Bank?

We believe in a local and personalised kind of banking, one with your best interests at heart. With our competitive range of personal loans, gain clarity and peace of mind on your financial future.

Fast loan approval

With pre-approval and fast track options available, you can make purchasing decisions quickly and with certainty.

Tailored repayment options

Create a repayment schedule that works for you and allows you to make additional repayments, without the penalties or the stress of ongoing monthly fees.

No hidden fees

With no hidden fees, enjoy the benefits of a loan that helps you get where you’re going, faster.

No deposit required

Enjoy the financial flexibility of our unsecured personal loans, designed to give you comfort and freedom without the need for collateral or a security deposit.

Consolidation made easy

If you’re juggling multiple loans, our friendly local team can consolidate and simplify your financial life by combining them into one manageable regular payment.

Online and digital banking

Giving you safe, secure and easy-access to your accounts on the go with our user-friendly app and innovative digital banking experience. Available for both iOS (Apple) and Android.

Ready to get started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.


Apply online

Get started online with your ID at the ready and a quick check of your personal details.

Contact us

Good old-fashioned customer service, the Summerland way.

Visit a branch

Find your closest Summerland Bank branch and our friendly local team will be ready to help.

Schedule a free call back

Choose a time that works for you and our local team will give you a call.

A branch representative will call you back

Fine Print

This is general advice only and may not be right for you. Please read the Financial Services Guide and Privacy Information and Accounts and Access Facilities Conditions of Use before making decisions. Target market determination available on request at our branches.