Enjoy the perks
Designed to put more money back in your pocket, Summerland Bank’s award-winning Rewards Credit Card turns every swipe into an opportunity. For every dollar spent on eligible purchases, receive points that are automatically converted to cash back and credited to your account monthly.
18.99%
Purchase Rate
A competitive variable interest rate with some truly unforgettable features.
$79
Annual fee
Waived for the first 12 months, only pay $79 for the benefit of our Rewards Credit Card every year thereafter.
Rewards paid monthly
Cash back rewards are paid out monthly directly into your account.
Hot balance transfer offer
Consolidate your Credit Card balances and save with Summerland Bank.
0% for 12 months on transfers
Spend smart
With a user-friendly display and enhanced safety features, we are making your banking even easier, faster and more secure.
Cashback rewards
No annual fee for the first year
$79 fee per year after the first 12 months
No fees on balance transfers3
0% interest for 12 months on balance transfers3
Rewards Credit Card
How do the rewards points work?
For every $2 spent on eligible purchases, you earn 1 rewards point. For every 1,000 points, you receive $10 cash back credited back to your account once a month.
Are there any fees associated with the card?
With our generous introductory offer, there are no fees in the first 12 months. After the first year, there is a one-time annual fee of $79 p.a. for continued use of the card.
Can I purchase anything and receive cash back?
Excluded transactions include cash advances, BPAY® transactions, balance transfers, fees, interest charges, payments to other credit card accounts and transactions that exceed your credit card account limit.
Credit cards issued by Summerland Credit Union ABN 23 087 650 806 Australian Credit Licence 239 238 AFSL 239 238. Conditions, fees and charges apply. All information is correct as at 1/3/21 and is subject to change. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au. Lending criteria apply.
1. 0% Interest on balance transfer and 0% transfer fee only applies to balances transferred for a period of 12 months from the date the credit card application is approved and excludes purchases made during this period, Offer limited to Rewards credit card only.
2. Reward points given only on the Rewards Credit Card.
3. 0% Interest on balance transfer and 0% transfer fee only applies to balances transferred for a period of 9 months from the date the credit card application is approved and excludes purchases made during this period, Offer limited to Low Rate credit card only.
At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the purchase rate and accrues interest from the expiry date at the purchase rate, currently 18.99% pa (rewards credit card) and 11.99% (low Rate credit card). The interest rate is variable and subject to change. The amount transferred must not be less than $1,000. Minimum monthly payments apply during the interest free period. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Offer only available to new credit cards accounts. Target market determination available on request at our branches.
Detailed Credit Card Product Guide Credit Card Key Fact Sheet
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
Apply online
Get started online with your ID at the ready and a quick check of your personal details.
Contact us
Good old-fashioned customer service, the Summerland way.
Visit a branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.
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