Take things up a notch
Designed for those who want a little extra from their mortgage. Not only do you get greater flexibility on repayments to suit your financial lifestyle, but you’ll also benefit from a higher level of personalised assistance throughout the entire loan process.
With an offset account to help reduce your interest, plus the option of a credit card with no annual fee for the duration of the loan, take things up a notch with Summerland Bank’s Premium Home Loan.
6.09% p.a.
Variable rate2
Maintain flexibility with a competitive variable rate. A premium variable rate is a smart option for people who want to manage their finances better and have some room for fluctuations.
6.46% p.a.
Comparison rate3
Giving you a more accurate picture of the true cost of a loan, including any fees, rates and costs. Now you can easily compare products side by side to choose what’s best for you.
Why a Premium Home Loan?
All the bells and whistles. Available for both owner occupied and investment purposes.
A Credit card
With no annual fees
An offset accounts
To reduce your interest
Fast approval process
And pre-approval available
No hidden fees
And a low one-time annual fee
Pay off sooner
With no penalties
Long loan term
Maximum 30 years
Repayment flexibility
And redraw options
Check with our calculators
Access all our calculators here.
Why a Premium Home Loan?
All the bells and whistles. Available for both owner occupied and investment purposes.
A Credit card
With no annual fees.
An offset accounts
To reduce your interest.
Fast approval process
Pre-approval available.
No hidden fees
And a low one-time annual fee
Pay off sooner
With no penalties
Long loan term
Maximum 30 years
Repayment flexibility
And redraw options
1. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
2. Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
3. Comparison rate is based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. Loan reverts to applicable variable rate on maturity of the fixed period.
Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.
Target market determination available on request at our branches.
We make things simple for you
We understand how confusing it can be to navigate financing a big purchase. Let our experienced lenders take away the stress of applying for finance.
Apply online, or start a conversation with our lending specialists
Your lending specialist will carefully guide you through the application process, be prepared to share your goals and financial information so we can let you know your borrowing capacity.
Application and approval
Once you have provided us with your financial information and verification documents, we will have a decision back to you lightning quick! usually within 2 business days.
Loan acceptance and funding
We make the loan acceptance process quick and easy, ensuring you can access your loan funds in time for your big purchase!
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
Apply online
Get started online with your ID at the ready and a quick check of your personal details.
Contact us
Good old-fashioned customer service, the Summerland way.
Visit a branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.
Is there something else we can help you with?
A quick jump to content you may be interested in.
