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International and Travel

International & Travel Banking made easy with Summerland

International & Travel

International & Travel Banking Made Easy with Summerland

Your Passport to Seamless Transactions

At Summerland, we've got your back when it comes to managing your finances abroad.

Whether you’re sending funds to loved ones or receiving money from overseas, we’ve streamlined the process for you. Here’s your go-to guide on how to send and receive funds with Summerland while you explore the world.

Sending Money – Overseas

We can help you with lightning-fast transfers to pay bills or send that last minute gift in three convenient ways. Transfer money in over 130 currencies to 200 countries. All you need is beneficiary details, including account info, residential address and overseas bank information – need to know more?

1. Internet Banking

  • Available via computer or mobile device anywhere with an internet connection.
  • Log in to Summerland’s Internet Banking and choose the Overseas Transfer option.

2. Mobile Banking App

3. Staff Assisted

Prefer a helping hand? Call us at 1300 728 728 and we can help you make your transfer

Receiving Money - Stress-Free

We know that organising a payment into your account from overseas can seem daunting. Let us wash your worries away with our simple Inward Telegraphic Transfer service.

  • Great value! Summerland won’t charge you a fee for using our Inward Telegraphic Transfer service (1)
  • Lock in a rate for 72 hours (2)
  • Simple, easy, and cheap for senders – with our Inward Telegraphic Transfer service the sender completes a local transfer in their local currency, saving time and fees!

1. Fill out the Inward Payment form

With your personal information and Summerland Bank account details, and some details about the payer.

Access the form

 

2. Save and Share Payment Instructions

Receive a PDF document containing payment instructions. Send this to your payer and save a copy for yourself.

3. Payer makes the transfer

In their local currency using the payment instructions on the PDF document

4. Receive funds

In Australian dollars directly into your Summerland Bank account.

Still using SWIFT?

If you prefer using SWIFT you can still receive funds to your Summerland Bank account.

We want to inform you of an upcoming change regarding funds received from overseas to your Summerland account using Summerland’s Bank Identification Code (BIC), sometimes referred to as a ‘Swift Code’. The BIC serves as a vital identifier allowing funds to be re-directed to your Summerland account.

From Thursday, 15 February 2024, Summerland Bank will be changing to a new BIC number. To ensure you are well informed and your transactions are seamless, here’s what you need to do.

Summerland Bank’s Bank Identifier Code (BIC), sometimes known as a ‘swift code’ is WPACAU2SXXX

When providing your details to the payer please ensure you include the following information:

  • Your full name (no initials)
  • Your street address (cannot be a PO box)
  • Summerland Bank’s BSB 728-728
  • Your account number (not your customer number)

Transfers sent in a foreign currency will convert into Australian dollars (AUD) at the current foreign exchange rate. Summerland Bank is not involved in the foreign currency conversion. The overseas bank may deduct their financial fees from the funds being transferred.

Understand your SWIFTs, BICs and IBANs

  • SWIFT stands for Society for Worldwide Interbank Financial Telecommunication
  • BIC stands for Bank Identifier Code

Together, a SWIFT and BIC makes up the 8 – 11 character identification code of a bank or financial institution. In an international money transfer these codes help us identify the receiving bank or financial institution, so make sure the ones you use are up to date.

When you send a payment overseas, the SWIFT/BIC code is mandatory and identifies the beneficiary (receiving) bank or financial institution. Some countries will allow the option to enter a Branch number or a SWIFT/BIC code.

Summerland Banks Australia’s SWIFT/BIC code is ASLLAU2CSCU

You can contact the person or organisation you’d like to transfer to, contact their bank or refer to their bank’s website. 

  • IBAN stands for International Bank Account Number

When you transfer money overseas, some countries require you to use an IBAN.  

An IBAN starts with a two letter country code and will contain between 15 and 34 letters and numbers. The length of an IBAN will differ depending on the country of the recipient. The IBAN should be presented as a continuous string of alphanumeric characters with no spaces (eg. GB29NWBK60161331926819).

Summerland Bank does not have the authority to change an IBAN, so please make sure you have the right details before sending your payment. 

Australia does not use IBANs to receive payments and instead use BSB and account numbers.

How to get an IBAN for your payment

You can contact the person or organisation you’d like to transfer to, contact their bank or refer to their bank’s website. 

Top Tips for a Smooth Banking Journey

Notify Us of Your Travel

Before you embark on your journey, let us know about your travel plans. Fill out the form on our website, and we’ll ensure your banking is set up for a worry-free adventure.

Update Your Contact Information

Make sure we have the right details so we can contact you if necessary.

Stay Connected

Utilise our Internet Banking and Banking App to stay connected and manage your finances wherever your travels take you.

When things go wrong call us from overseas Use our call back feature.

Summerland Financial Services Limited t/a Summerland Bank (“Summerland Bank”) has entered into contractual arrangements with Convera Australia Pty Ltd (ACN 150 129 749; AFSL 404092) (“Convera”), to assist it in fulfilling certain foreign exchange and payment services, including telegraphic transfers. The relationship relating to the services described is solely between you and Summerland Bank. Fees and charges may apply, please refer to the terms and conditions issued by Summerland Bank. Any advice provided by Summerland Bank is general in nature and does not take into account your personal objectives, financial situation or needs. Convera does not give you any advice, general, personal or otherwise. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

(1) Payments may be sent via a network of correspondent and/or intermediary banks. In some cases, these banks may charge a small handling fee, which is out of the control of Summerland Bank and Convera Australia Pty Ltd.

(2) Funds must be received by Convera Australia Pty Ltd within 72 hours of the rate quote in accordance with payment instructions for the rate guarantee to be honoured.

Ready to get started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.

 

Open an account online

Get started online with your ID at the ready and a quick check of your personal details.

Contact us

Good old-fashioned customer service, the Summerland way.

Visit a branch

Find your closest Summerland Bank branch and our friendly local team will be ready to help.