Fixed Rate Business Loan

You sure can! Our online application process makes it easy to get started. Just have your business details and ID ready, and we’ll guide you through the steps. If you need any help along the way, our friendly team is just a call away.

Absolutely! With a Fixed Rate Business Loan, you can make additional repayments to pay down your loan faster. However, keep in mind there’s a limit to how much you can pay off each year without incurring a break cost fee. Speak to us for the full details. 

A Fixed Rate Business Loan offers some fantastic advantages:
Stability: Lock in your interest rate and enjoy predictable repayments.
Cash flow certainty: Knowing exactly what your repayments will be helps with planning your business finances.
Protection from rate changes: No surprises—your rate stays the same during the fixed term, even if market rates go up.

We offer flexible fixed terms from 1 to 5 years. Choose the term that best suits your business goals and cash flow needs. When the fixed term ends, you can either refix your rate or move to a variable rate option. 

If you’re looking to lock in your interest rate and want predictable repayments, a Fixed Rate Business Loan is a great choice. It’s especially useful for businesses with consistent cash flow or those wanting protection from potential rate rises. Need guidance? Talk to one of our lending specialists—they’ll help you figure out if it’s the right fit. 

Yes, you can! Refinancing your current loan to a Fixed Rate Business Loan could help you secure a lower rate and gain the benefits of fixed repayments. We’ll guide you through the process to make it as smooth as possible.