What brings you here today?
Home loans that make sense and create comfort.
- Loan term options (1 to 30 years).
- Redraw facility for accessing extra repayments.
- Ability to make extra repayments without penalties.
- Mortgage insurance for high Loan-to-Value Ratio (LVR) loans.
- Online banking and mobile app access for convenience.
5.94% p.a.
5.99% p.a.
$0
5.99% p.a.
6.36% p.a.
$380
5.54% p.a.
1 year Fixed rate1
6.55% p.a.
$0
Ongoing monthly fees1
5.84% p.a.
5.89% p.a.
$0
Ongoing monthly fees1
Making finances a breeze
At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you.
Our bank accounts offer:
- Quick access to your money
- Options for youth
- Ability to pay using Visa card and digital wallets
- Online banking and mobile app access for convenience.
- Choice of savings accounts options
Simple and easy to use
Earn more on your hard earned money
Peace of mind with a fixed return
Your dreams, backed by us
No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential.
- Fast loan approval
- Tailored repayment options
- No hidden fees
- No deposit required
- Consolidation made easy
- Online and digital banking
11.49% p.a.
Variable rate
13.73% p.a.
Comparison rate
$0
No penalties for extra payments
7.19% p.a.
Variable rate
7.84% p.a.
Comparison rate
Flexibility
Redraw facility
Lets you use the value of your home for a personal loan at a reduced rate.
8.19% p.a.
Variable rate
8.78% p.a.
Comparison rate
Flexibility
Redraw facility
9.42%
Variable rate
9.61% p.a.
Comparison rate
$0
Ongoing monthly fees
You get the credit with Summerland
Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart.
- Low rates for maximum peace of mind
- Safe and secure
- Tailored repayment options
- Friendly service
$49
Annual fee
11.99%
Purchase rate
56 days
Interest free period
A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card.
$0 for 12 months
$79 every year thereafter.
18.99%
Purchase rate
Earn points
1 point for every $2 spent on eligible purchases
Three reasons to make the switch
Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community.
- Proudly located across Northern Rivers NSW and regional communities
- A more personalised banking experience
- A braver kind of banking
With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch.
Going beyond traditional definitions of sustainability, we prioritise growth that is ethical, responsible and doesn’t cost the earth, while delivering value for our customers.
