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What brings you here today?

Home loans that make sense and create comfort.

Summerland is your key to achieving your dream home anywhere in Australia. We offer a range of tailored home loans with 4 flexible options, perfectly suited to meet the needs of everyday Australians while providing a local customer service experience. All our award winning home loans include:

A simple loan with redraw and a low ongoing rate.

5.99% p.a.

Variable rate1

6.04% p.a.

Comparison rate2

$0

Establishment Fee1

A discounted variable home loan rate.

6.09% p.a.

Variable rate3

6.46% p.a.

Comparison rate2

$380

Establishment Fee3

A fixed rate loan to give you certainty and peace of mind.

6.04% p.a.

1 year Fixed rate1

6.94% p.a.

Comparison rate2

$0

Ongoing monthly fees1

A mortgage secured loan for environmentally sustainable properties.

5.84% p.a.

Variable rate1

5.89% p.a.

Comparison rate2

$0

Ongoing monthly fees1

Making finances a breeze

At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you.

Our bank accounts offer:

Simple and easy to use

Earn more on your hard earned money 

Peace of mind with a fixed return 

Your dreams, backed by us

No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential.

Featuring generous redraw options and a low ongoing interest rate.

11.49% p.a.

Variable rate

13.73% p.a.

Comparison rate

$0

No penalties for extra payments

Cruise your way to a competitive loan rate

7.19% p.a.

Variable rate

7.84% p.a.

Comparison rate

Flexibility

Redraw facility

Lets you use the value of your home for a personal loan at a reduced rate.

8.19% p.a.

Variable rate

8.78% p.a.

Comparison rate

Flexibility

Redraw facility

Significant savings and lower rates for eco-friendly purchases.

9.42%

Variable rate

9.61% p.a.

Comparison rate

$0

Ongoing monthly fees

You get the credit with Summerland

Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart.

Access great introductory offers with Summerland Bank’s Low Rate Credit Card. 

$49

Annual fee

11.99%

Purchase rate

56 days

Interest free period

A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. 

$0 for 12 months

$79 every year thereafter.

18.99%

Purchase rate

Earn points

1 point for every $2 spent on eligible purchases

Three reasons to make the switch

Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community.

With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.

Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch.

Going beyond traditional definitions of sustainability, we prioritise growth that is ethical, responsible and doesn’t cost the earth, while delivering value for our customers.