NSW Bank Holiday Closure: Our NSW branches and Contact Centre will be closed on Monday 3 August 2026 for the NSW Bank Holiday.
You can still manage your banking anytime through Internet Banking or the App. Normal operating hours will resume Tuesday 4 August 2026.

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P & I / Interest only calculator

Compare the cost of a loan if paying the principle & interest or the interest only.

Compare your repayment options with our P & I (Principal & Interest) / Interest Only Calculator. This tool helps you understand the differences between paying down both the principal and interest versus making interest-only payments. Explore how each option impacts your overall costs, loan term, and financial strategy, so you can make the best choice for your needs.

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