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Savings Accounts

Keep your money safe, while watching it grow.

Savings Accounts

Keep your money safe, while watching it grow.

A wide range of savings options

Whether you already have a goal in mind, or you’re saving for a sunny day, Summerland offers only the best in high interest savings accounts to help you reach your financial goals and grow your wealth.

iSave Online

Summerland’s digital savings account. Earn interest on your hard earned savings while maintaining 24/7 access to your funds.

Bonus Saver

Designed to help you reach your savings goals! Be rewarded with bonus interest when you deposit $100 per month and don’t withdraw.


An account for youth aged 12-17 designed to help you navigate the world of money with ease.*


An account for youth aged 17 and under with parent or guardian support. Teach your little ones the basics of banking without the worry of unsupervised spending!* 

The easy way to manage your money

With a user-friendly display and enhanced safety features, we are making your banking even easier, faster and more secure.

Personalise your banking

Personalise your dashboard, rename and reorder accounts, and make it your own at the click of a button.

Download the app now for Android or Apple mobile devices.

Manage your budget

With a quick balance widget, real time balance, alerts, and easy roundup features, take control of your finances in seconds.

Payments on the go

Send and receive money using PayID, schedule payments, make international transfers, and use Apple or Google wallet — all at your fingertips.

Safe and secure

Complete with biometric device unlock and secure card management, feel confident your money is safe and secure.

Digital wallet ready

Digital wallet payments are simple at Summerland

Click to learn more about our options for Andriod and Apple.

Six reasons you’ll love our Savings Account

We’re always looking for ways to support you and provide ways to help you level up your finances. From intuitive budgeting tools to seamless setup, Summerland Bank’s Savings Accounts are expertly designed to give you everything you need on the path to financial freedom.

Simple to set up

Apply online in minutes and experience a new world of banking, the Summerland way.

ATM access anytime

Get access to your money anytime through our network of ATMs across the country.

Quick transfers

Transfer funds quickly and easily, giving you ultimate control over where your money goes.

Start saving immediately

Enjoy instant access to a range of innovative features from the moment you activate your account.

Internet banking

Get real time balances, schedule payments and personalise your dashboard at the click of a button.

Secure your money, fast

Quickly report lost/stolen cards and freeze your finances in seconds to keep your savings safe.

Saving Accounts

The good news is that there’s no minimum balance requirement for our Transaction Account. Get started with any amount, and enjoy the flexibility of managing your finances your way, without the stress of maintaining a certain balance. 

The most convenient way to deposit to your savings account is to transfer online using internet banking or a banking app. You can even set up round ups to boost your savings! 

Interest is calculated on your balance every day, and paid to your account on the first working day of each month.

Absolutely! however if you have one of our Bonus Saver accounts you won’t recieve the bonus interest for any month you make a withdrawal. 

Yes, you can! We know that sometimes you can’t get enough of a good thing.

*Account will convert to an Everyday account on turning 18.

1. Advertised rate paid on balances up to $250,000. Any balance held that exceeds $250,000 will attact a rate of 2.40% pa.

Valid for new customers only. Introductory period is 4 months from the date of account opening. The account will convert to the iSave Online account at the end of the 4 month introductory rate period. The rate applicable will depend on the balance of the account at the time. Limit of one iSave OnlinePromotion account per customer. iSave Online Promotion interest rate will revert back to standard iSave Online account interest rate after 4 months.

2. Made up of:
– A variable base rate of 0.50% pa.
– A variable bonus rate of 3.90% pa payable when no withdrawal and a deposit of at least $100 is made during the calendar month.

3. Advertised rate applicable to accounts with a balance greater than $2,000. A rate of 2.30% applies if the balance is below $2,000.

Account will convert to an Everyday account on turning 18.

4. adult/signatory only.

This is general advice only and may not be right for you. Please read the Financial Services Guide and Privacy Information and Accounts and Access Facilities Conditions of Use before making decisions. Target market determination available on request at our branches.

Deposits held with Summerland Bank are protected by the Federal Government Guarantee ($250,000 cap applies – see us for details). This is general advice only and may not be right for you. Please read the Financial Services Guide and Privacy Policy and Accounts and Access Facilities & Conditions of Use before making decisions. 

Compare account options

Why choose a Summerland Savings Account?

Combine great rates with convenience and access with our range of complimentary services.

Manage money on the go

Manage your money on the go with our convenient mobile app and instant Osko transfers.

Easy round ups

Meet your savings goals quicker with quick and easy round up features.

Safe and secure

Complete with mobile device unlock, biometric features and secure card management, feel confident your money is safe and secure.

Ready to get started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.


Open an account online

Get started online with your ID at the ready and a quick check of your personal details.

Contact us

Good old-fashioned customer service, the Summerland way.

Visit a branch

Find your closest Summerland Bank branch and our friendly local team will be ready to help.

Is there something else we can help you with?

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