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Compare Home Loan Options

Compare home loans

Decide which home loan option is best for you.

 

Couple comparing different home loan options on a laptop, exploring fixed and variable rates with Summerland Bank.

Options and flexibility, for peace of mind.

Home loans aren’t one‑size‑fits‑all. That’s why we offer a range of home loan options designed to give you flexibility today and confidence for tomorrow.

Whether you’re looking for the certainty of a fixed rate, the flexibility of a variable rate, or a mix of both, we can help you choose a loan structure that suits your goals — and gives you peace of mind along the way.

1. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.

2. Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.

3. Comparison rate is based on a loan of $150,000 over 25 years. 

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

4. Loan reverts to applicable variable rate on maturity of the fixed period.

Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.

Target market determination available on request at our branches.

Loans Fees & Charges, Loans Rates 

Buying your first home?

Taking the leap into home ownership is exciting. We’re here to help you every step of the way. Our first home buyer loan solutions are designed to support you from start to settlement. 

Young couple in their first Northern Rivers home, made possible with first home buyer options and guarantor support.