Compare home loans
Decide which home loan option is best for you.
Options and flexibility, for peace of mind.
Home loans aren’t one‑size‑fits‑all. That’s why we offer a range of home loan options designed to give you flexibility today and confidence for tomorrow.
Whether you’re looking for the certainty of a fixed rate, the flexibility of a variable rate, or a mix of both, we can help you choose a loan structure that suits your goals — and gives you peace of mind along the way.
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Eco Home Loan
Customers who chose to build or own environmentally sustainable properties receive a discounted rate – talk to us to find out if your property qualifies.
Annual Interest Rate1
5.94% p.a.
Comparison Rate3
6.00% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
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Basic Home Loan
A simple loan product with redraw and a low ongoing rate – new borrowers pay no establishment or monthly loan administration fees.
Annual Interest Rate1
5.99% p.a.
Comparison Rate3
6.05% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
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Premium Home Loan
Feature packed loan with the benefits of an offset account as well as discounts on a range of other banking products including our credit cards
Annual Interest Rate2
6.09% p.a.
Comparison Rate3
6.46% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
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Fixed Home Loan
For those who want the certainty of a fixed interest rate and repayment for their preferred term – with added flexibility of a redraw facility
Annual Interest Rate1,4
2 year 6.14%
Comparison Rate3
6.56% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional paymnets without penalty
Max $20,000
Offset account
Maximum Fixed Term
5 years
Construction Loan
Guarantor Support
The legal stuff
1. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
2. Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
3. Comparison rate is based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. Loan reverts to applicable variable rate on maturity of the fixed period.
Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.
Target market determination available on request at our branches.
Buying your first home?
Taking the leap into home ownership is exciting. We’re here to help you every step of the way. Our first home buyer loan solutions are designed to support you from start to settlement.
