Compare home loans
Decide which home loan option is best for you.
Options and flexibility, for peace of mind.
Home loans aren’t one‑size‑fits‑all. That’s why we offer a range of home loan options designed to give you flexibility today and confidence for tomorrow.
Whether you’re looking for the certainty of a fixed rate, the flexibility of a variable rate, or a mix of both, we can help you choose a loan structure that suits your goals — and gives you peace of mind along the way.
The legal stuff
1. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
2. Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.
3. Comparison rate is based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. Loan reverts to applicable variable rate on maturity of the fixed period.
Products are issued by Regional Australia Bank Ltd trading as Summerland Bank (ABN 21 087 650 360). AFSL & Australian Credit Licence 241167. Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request. Target market determination available on request at our branches.
This is general advice only and may not be right for you. Please read the Credit Guide, Financial Services Guide, Accounts & Access Facility Conditions of Use and Loan Fees and Charges schedule before making decisions. A copy can be obtained online from one of our branches, or by contacting us on 1300 728 728. Target market determination available on request at our branches.
Buying your first home?
Taking the leap into home ownership is exciting. We’re here to help you every step of the way. Our first home buyer loan solutions are designed to support you from start to settlement.
