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Variable rate¹
Whether you’re a startup looking to expand operations or a scaleup looking to better manage cash flow so you can reinvest vital resources to grow your business, Summerland Bank is committed to seeing local businesses thrive.
Our Variable Rate Business Loan is available on both a principal and interest, or interest-only, basis with competitive low rates that give you the flexibility to move with the market
All interest rates
All loan options 
Features
Why a Variable Rate Business Loan?
Flexible terms and split loan options available
Build commercial premises with interest only during construction
Fast approval and pre-approval available
Tailored repayment schedules to suit your cash flow needs
Additional and lump-sum repayments possible
Redraw facility available
Calculators & tools
Check with our calculators
Application process
We make things simple for you
Apply online, or start a conversation with our lending specialists
Application and approval
Loan acceptance and funding
Compare business loan options
Use our handy business loan comparison table to compare loan rates, options and features side by side.
Compare now
Start your application today
Schedule a call with a lender
Schedule a call with a lender.
Choose a time that works for you and our local team will give you a call.
The legal stuff
1. Rate applicable to residential security only. A different rate applies for non-residential security properties. Contact us for more information.
This is general advice only and may not be right for you. Please read the Credit Guide before making decisions. Terms and conditions, fees and charges apply. Copies can be obtained from one of our branches or by calling our Contact Centre on 1300 728 728